News

  • Mar 6
    2019

    Federal Reserve Board issues advance notice of proposed rulemaking

    Category : Press

    The Federal Reserve Board on Wednesday invited public comment on whether it should propose amendments to its Regulation D (Reserve Requirements of Depository Institutions) to lower the rate of interest…

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  • Feb 18
    2019

    A Better Deal for American Depositors

    Category : Press

    The financial asset most widely held by U.S. households – bank deposits – is earning a miserly interest rate, far below competitive market rates…

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  • Jan 17
    2019

    TNB’s Letter Request for a Briefing Schedule

    Category : Documents

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  • Jan 16
    2019

    The Public Option Works

    Category : Press

    Competition in banking deposit markets is weak but can be strengthened. Because of the weak competition in deposit markets, the Federal Reserve, surprisingly, began competing against banks for the funds…

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  • Nov 28
    2018

    The Fed refuses to do business with the safest bank on earth – and depositors pay the price.

    Category : Press

    “If you live in Connecticut, there’s a new bank in town whose only business goal is to pay its depositors a rate very close to the Federal Reserve’s IOER (interest on excess…

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  • Nov 14
    2018

    The Fed wants to veto state banking authorities. But is that legal?

    Category : Press

    “The Federal Reserve has recently used a once-obscure policy lever to thwart two efforts at financial innovation. In one case, a new credit union hoped to serve marijuana-related businesses; in the second,…

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