A narrow bank is a financial institution that issues demandable liabilities and invests in assets that have no nominal interest rate and credit risk.

TNB is “The Narrow Bank”

TNB seeks to serve institutional customers by offering safe depository services at attractive interest rates.


  • TNB Letter of Appeal to Federal Reserve Bank
    February 26, 2024

    Appeal Regarding TNB USA Inc. Account Application Denial Dear Chairman Powell and President Williams, I write to express my disappointment, shared by my colleagues, regarding the decision to reject TNB…

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  • Imagining a Bank without the Leverage
    May 22, 2023

    A “narrow” bank would take no risk – but is that healthy for the financial system?

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  • Place a Growth Limit on the Fed’s Reverse-Repo Facility
    May 11, 2023

    Bank depositors are questioning the safety of their deposits following the sudden failures of Silicon Valley Bank, First Republic Bank and others. Those doubts have accelerated withdrawals of deposits from…

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