A narrow bank is a financial institution that issues demandable liabilities and invests in assets that have no nominal interest rate and credit risk.

TNB is “The Narrow Bank”

TNB seeks to serve institutional customers by offering safe depository services at attractive interest rates.


  • Narrow banking and its role in the financial system
    July 24, 2019

    Narrow banks are depository institutions, entities, or facilities whose main purpose is to offer nonbanks overnight investments that are, directly or indirectly, fully backed by central bank liabilities.

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  • The narrow way to a better banking system
    July 15, 2019

    Traditional banks borrow money and fail when they can’t repay. The result, as the Great Recession showed, is potential economic devastation requiring massive taxpayer bailouts. If the Great Recession taught…

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  • The Fed doesn’t like narrow banks, but asset managers do
    June 28, 2019

    Narrow banks would funnel cash to the Fed to get its rate – money managers are intrigued…

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